Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes. The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio.